Effective October 23, 2026. This notice replaces every earlier privacy notice on this site.
Inherent Wealth Fund, LLC (“Inherent Wealth Fund”, “we”, “us”) is a registered investment adviser. This notice explains what personal information we collect, how we use and share it, how we protect it, and the choices you have. It covers two groups of people: visitors to inherentwealthfund.com (the “Site”), and clients and prospective clients of the firm. Where a section applies to only one group, it says so.
Our privacy notice to clients
Financial privacy law requires us to tell our clients what nonpublic personal information we collect, with whom we share it, and how we protect it. This is that notice. We give it to every new client when the advisory relationship begins and again each year, and it is available here at any time.
What we collect
- Information you give us on account applications, in our agreement and in conversations: your name, address, date of birth, Social Security number, employment, income, assets, liabilities, investment experience, objectives and risk tolerance, and the names of your family members, attorneys and accountants where you provide them.
- Information about your transactions with us and with the custodian that holds your accounts: holdings, balances, trades, contributions and withdrawals, and fees paid.
- Information from others you authorize, such as your custodian, your prior adviser, your accountant or attorney, or an identity-verification service we use to meet our legal obligations.
How we use it
To open and manage your accounts, to plan and manage your investments under your investment policy, to report to you, to verify your identity and meet anti-money-laundering and other legal requirements, to bill our fees, and to communicate with you about your accounts and our services.
With whom we share it
We do not sell personal information, and we do not share it with anyone for their own marketing. We share it only as follows:
- With Charles Schwab & Co., Inc., the qualified custodian that holds your assets, to open and operate your accounts and to carry out your instructions and our trading authority.
- With service providers who help us run the firm, such as portfolio reporting, billing, document storage, electronic signature and compliance consulting. They may use the information only to perform the work we hire them to do and must keep it confidential.
- With professionals you name, such as your attorney or accountant, when you ask us to.
- With regulators, auditors and law enforcement when the law requires or permits it, including in an examination of the firm.
- To protect against fraud or unauthorized transactions, or to enforce our agreement with you.
Because we share only in these ways, there is nothing you need to opt out of. If that ever changes we will send you a revised notice and a way to opt out before any new sharing begins.
Former clients
When you are no longer a client, we continue to hold your information for as long as the law requires us to keep records of the relationship, and we protect it the same way.
Visitors to the Site
What we collect
- What you send us. If you use the contact form, subscribe to our letter or email us, we receive what you type: your name, email address, how you describe yourself (for example, “an individual or family”) and your message.
- Technical information. Our web server and its security software record the IP address, browser, operating system, pages requested and time of each request. Our security software uses this to block attacks and may keep it for that purpose.
- Cookies. See the cookie section below.
How we use it
To answer you, to send the letter you asked for, to understand which pages are read, to keep the Site secure and to meet our record-keeping obligations. If you become a client, what you sent us through the Site becomes part of your client file.
Our letter and other email
You receive our letter only if you ask for it. Every one carries an unsubscribe link, and you can also write to us to be removed. If we use a third-party email service to send it, that provider holds your email address on our behalf, may record whether a message was opened, and may use it for no other purpose.
Cookies
A cookie is a small file a website places on your device. The Site uses:
- Essential cookies set by WordPress and our security software so that forms work and attacks are blocked. These cannot be switched off while using the Site.
- No analytics or advertising cookies. We do not run analytics or advertising tags on the Site. If that changes, this notice will say which service is used and how to opt out.
We do not allow third parties to track visitors across other sites from the Site. Your browser lets you refuse or delete cookies; parts of the Site may not work without the essential ones.
How we protect information
We keep client information in systems that require authentication, encrypt it in transit, limit access to the people who need it to do their work, and require the same of our service providers. No method of storage or transmission is perfectly secure, so we also keep a written information-security program and a plan for responding if something goes wrong. If a breach affects your information in a way the law requires us to report, we will notify you.
How long we keep information
Client records are kept for the periods required by securities law, generally at least five years after the end of the relationship and longer where another law requires it. Site enquiries that do not lead to a client relationship are kept for up to two years. Security logs are kept for a shorter period set by the security software.
Your choices and rights
- You may ask us what information we hold about you, ask us to correct it, or ask us to delete information we are not required to keep. Write to the address below.
- You may unsubscribe from our letter at any time.
- Clients may ask for a paper copy of this notice at any time.
California residents. Information we hold about clients and prospective clients is covered by the federal and California financial privacy laws described above rather than by the California Consumer Privacy Act. We do not sell or share personal information for cross-context behavioral advertising. If you believe a request you have made under California law has not been honored, write to us at the address below.
Children
The Site is not directed to children under 13 and we do not knowingly collect information from them. Accounts for minors are opened only through a parent or guardian.
Links to other sites
The Site links to other websites, including our custodian’s. Their privacy practices are their own, and this notice does not cover them.
Changes to this notice
When we change this notice we will post the new version here with a new effective date. Clients receive a copy of any change that affects how we share their information before it takes effect.
Contact us
Inherent Wealth Fund, LLC
1 Embarcadero Center, Suite 1200
San Francisco, California 94111
(415) 692-0863
contact@inherentwealthfund.com